Payment Plans at Profilo° Dental

1. Flexible In-House Payment Options

At Profilo° Dental, we understand that every patient’s circumstances are different. For smaller treatments or shorter-term plans, we offer flexible in-house payment arrangements that can be tailored to your needs.

Our friendly team can:

• Split payments across multiple appointments

• Schedule payments over short-term intervals

• Help you find a solution that works within your budget

We’ll always provide clear, upfront pricing and help you understand all available payment pathways before treatment begins.

2. Humm – Smile Now, Pay Later

Humm allows you to start your dental treatment straight away and pay it off over time, interest-free. It’s a simple and transparent way to manage treatment costs without delay.

With Humm, you can:

• Get approval in minutes, with a quick online application

• Choose repayment terms that suit your budget

• Pay off your treatment in small, manageable instalments

• Enjoy no interest, ever on approved plans

Perfect for everything from general dentistry to cosmetic and orthodontic treatments, Humm helps you take care of your smile now — and pay later, on your terms.

3. TLC – Total Lifestyle Credit

TLC (Total Lifestyle Credit) offers a flexible financing option for all types of dental procedures, including major restorative and cosmetic treatments. It’s a great choice for patients looking for larger or more comprehensive treatment plans.

Benefits of TLC include:

• Loans from $2,000 to $50,000 (subject to approval)

• Fast, simple application process

• Flexible payment terms up to 84 months

• Competitive rates and no early payout fees

TLC makes it easier to manage more extensive dental work, so you can get the care you need now and pay it off comfortably over time.

Your Comfort, Confidence, and Convenience

We believe finances shouldn’t be a barrier to great dental care. Our team is here to help you explore your options, understand the details, and choose a plan that works best for you.

Talk to us today about your payment options — and take the first step toward a healthy, confident smile with Profilo° Dental Newcastle.

If you have private health insurance with extras cover, you may be able to claim a portion of your dental treatment costs — making it easier to maintain a healthy smile all year round.

At Profilo° Dental, we accept all major Australian health funds and make the process simple and transparent. Our Newcastle team can process your claim on the spot using HICAPS, so you’ll only need to pay the gap on the day of your appointment.

How It Works

Your level of cover will depend on your individual health fund and policy. Typically, private health insurance can help reduce the cost of:

• Preventive care such as check-ups, cleans, and X-rays

• Restorative treatments like fillings and crowns

• Major procedures including root canal therapy, dentures, and bridges

• Orthodontic or cosmetic treatments (depending on your cover)

If you’re unsure what your fund covers, we’re happy to help you check your entitlements before starting treatment — so there are no surprises.

Maximising Your Benefits

Many health funds reset their benefits at the end of the calendar year, so it’s a great idea to use your available cover before it expires. Our team can help you plan your treatment schedule to make the most of your insurance benefits.

At Profilo° Dental, we’re committed to making great dental care accessible and affordable. Whether you’re using private insurance, a payment plan, or the Medicare Child Dental Benefits Schedule, we’ll help you find the best option for your needs.

Ask us today how we can help you make the most of your dental health cover.